:root{--g:#14281d;--g2:#1f3d2b;--gold:#c8a25a;--cream:#f7f4ee;--ink:#1b1f1c;--mut:#5d665f;--r:14px}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}
body{font:16px/1.65 Inter,system-ui,sans-serif;color:var(--ink);background:#fff}
img{max-width:100%;display:block}a{color:inherit;text-decoration:none}
.wrap{width:min(1180px,92%);margin:auto}
h1,h2,h3{font-family:Fraunces,Georgia,serif;font-weight:600;line-height:1.12}
h2{font-size:clamp(1.9rem,4vw,2.8rem);margin-bottom:1.6rem}
.eyebrow{color:var(--gold);font-weight:600;letter-spacing:.18em;text-transform:uppercase;font-size:.78rem;margin-bottom:.6rem}
.btn{display:inline-flex;gap:.5rem;align-items:center;justify-content:center;background:var(--gold);color:var(--g);font-weight:700;padding:.95rem 1.6rem;border-radius:999px;border:0;cursor:pointer;transition:.2s;font-size:1rem}
.btn:hover{transform:translateY(-2px);box-shadow:0 10px 25px #0003}.btn.sm{padding:.55rem 1.1rem;font-size:.9rem}
.btn.ghost{background:transparent;color:#fff;border:1.5px solid #fff8}
.nav{position:fixed;inset:0 0 auto;z-index:50;background:#14281df0;backdrop-filter:blur(10px)}
.navin{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{color:#fff;font-family:Fraunces,serif;font-size:1.25rem;display:flex;gap:.5rem;align-items:center}.mark{color:var(--gold)}
#menu{display:flex;gap:1.6rem;align-items:center}#menu a{color:#e8e4da;font-size:.93rem;font-weight:500}#menu a.btn{color:var(--g)}
.burger{display:none;background:none;border:0;width:30px}.burger span{display:block;height:2px;background:#fff;margin:7px 0}
.hero{position:relative;min-height:100svh;display:flex;align-items:center;color:#fff;overflow:hidden}
.herobg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,#0b1a11ee 10%,#0b1a1188 55%,#0b1a1133);z-index:1}
.heroin{position:relative;z-index:2;padding:120px 0 70px;max-width:1180px}
.hero h1{font-size:clamp(2.5rem,6.5vw,4.6rem);max-width:13ch;margin:1.2rem 0}.hero em{color:var(--gold);font-style:italic}
.lead{font-size:1.15rem;max-width:54ch;color:#e6e9e4}.ctas{display:flex;gap:1rem;flex-wrap:wrap;margin:2rem 0}
.badge{display:inline-flex;gap:.7rem;align-items:center;background:#ffffff14;border:1px solid var(--gold);padding:.6rem 1.1rem .6rem .7rem;border-radius:999px;backdrop-filter:blur(6px)}
.badge svg,.insbox svg{width:34px;height:34px;fill:var(--gold);flex:none}.badge b{display:block;font-size:.95rem}.badge small{color:#d9d4c6}
.trust{list-style:none;display:flex;gap:1.5rem;flex-wrap:wrap;color:#d6dbd4;font-size:.92rem}
.sec{padding:clamp(70px,10vw,120px) 0}.alt{background:var(--cream)}.dark{background:var(--g);color:#fff}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:1.4rem}
.card{background:#fff;border-radius:var(--r);overflow:hidden;box-shadow:0 6px 24px #14281d14;transition:.25s}
.card:hover{transform:translateY(-5px);box-shadow:0 18px 40px #14281d26}.card img{aspect-ratio:4/3;object-fit:cover;width:100%}
.card div{padding:1.2rem 1.3rem 1.5rem}.card h3{font-size:1.25rem;margin-bottom:.4rem}.card p{color:var(--mut);font-size:.94rem}
.filters{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:1.6rem}
.filters button{border:1px solid #14281d33;background:#fff;padding:.5rem 1.1rem;border-radius:999px;cursor:pointer;font:500 .9rem Inter}
.filters button.on{background:var(--g);color:#fff;border-color:var(--g)}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:.8rem}
.gi{position:relative;border:0;padding:0;border-radius:10px;overflow:hidden;cursor:zoom-in;aspect-ratio:1;background:#ddd}
.gi img{width:100%;height:100%;object-fit:cover;transition:.4s}.gi:hover img{transform:scale(1.06)}
.gi span{position:absolute;left:0;right:0;bottom:0;padding:1.4rem .8rem .6rem;color:#fff;font-size:.82rem;text-align:left;background:linear-gradient(transparent,#000a);opacity:0;transition:.3s}.gi:hover span{opacity:1}
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,4.5rem);align-items:center}
.aboutimg{border-radius:var(--r);aspect-ratio:4/5;object-fit:cover;width:100%;box-shadow:0 24px 50px #14281d30}
.insbox{display:flex;gap:1rem;background:var(--cream);border-left:4px solid var(--gold);padding:1.2rem;border-radius:10px;margin:1.5rem 0}.insbox p{color:var(--mut);font-size:.95rem}
.ticks{list-style:none}.ticks li{padding:.35rem 0}.ticks li:before{content:"✓ ";color:var(--gold);font-weight:700}
.note{color:var(--mut);font-style:italic;margin:-1rem 0 1.5rem;font-size:.9rem}
.revs{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.4rem}
.revs blockquote{background:#fff;padding:1.8rem;border-radius:var(--r);border:1px dashed #c8a25a99}.stars{color:var(--gold);letter-spacing:.15em}
.revs p{font-family:Fraunces,serif;font-size:1.12rem;margin:.6rem 0 1rem}.revs cite{color:var(--mut);font-style:normal;font-size:.88rem}
.areas{list-style:none;display:flex;flex-wrap:wrap;gap:.7rem}.areas li{background:var(--cream);padding:.7rem 1.2rem;border-radius:999px;font-weight:500}
.big{font-size:1.25rem;margin:.6rem 0;font-weight:600}.dark p{color:#d5dcd6}
form{display:grid;grid-template-columns:1fr 1fr;gap:1rem;background:#fff;color:var(--ink);padding:clamp(1.4rem,4vw,2.4rem);border-radius:var(--r)}
label{font-size:.85rem;font-weight:600;display:flex;flex-direction:column;gap:.35rem}.full{grid-column:1/-1}
input,select,textarea{font:inherit;padding:.8rem;border:1px solid #cfd5cf;border-radius:8px;background:#fafaf8}
input:focus,select:focus,textarea:focus{outline:2px solid var(--gold);border-color:transparent}
#fmsg{color:var(--g2);font-weight:600}
footer{background:#0d1b13;color:#b9c2bb;padding:3rem 0 1.5rem;font-size:.93rem}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:2rem}
footer b{color:#fff;font-family:Fraunces,serif;font-size:1.2rem}.finsure{color:var(--gold);font-weight:600;margin-top:.5rem}
.copy{text-align:center;margin-top:2rem;font-size:.82rem;opacity:.7}
.fab{display:none}
.lb{position:fixed;inset:0;background:#000e;z-index:100;display:none;align-items:center;justify-content:center}.lb.on{display:flex}
.lb img{max-width:92vw;max-height:84vh;border-radius:6px}.lb button{position:absolute;background:#fff2;color:#fff;border:0;font-size:2.4rem;width:54px;height:54px;border-radius:50%;cursor:pointer}
.lb .x{top:18px;right:18px}.lb .p{left:16px}.lb .n{right:16px}.cap{position:absolute;bottom:18px;color:#ddd;font-size:.9rem}
@media(max-width:860px){
 .burger{display:block}#menu{position:fixed;top:68px;left:0;right:0;flex-direction:column;background:var(--g);padding:1.5rem;gap:1.2rem;transform:translateY(-130%);transition:.3s}
 .open #menu{transform:none}.split,.foot{grid-template-columns:1fr}form{grid-template-columns:1fr}
 .grid{grid-template-columns:repeat(2,1fr)}.gi span{opacity:1}
 .fab{display:block;position:fixed;bottom:16px;right:16px;z-index:60;background:var(--gold);color:var(--g);font-weight:700;padding:.9rem 1.3rem;border-radius:999px;box-shadow:0 10px 25px #0005}
 .aboutimg{aspect-ratio:4/3}.lb .p,.lb .n{bottom:60px;top:auto}}
/* v2 premium */
body{letter-spacing:.005em}
.brand img{height:50px;width:auto}.navin{height:76px}#menu{top:76px}
.kicker{letter-spacing:.32em;text-transform:uppercase;font-size:.78rem;color:#e7dcc4;margin-top:1.6rem}
.hero h1{max-width:14ch;margin-top:.6rem;font-weight:500}
.head{text-align:center;max-width:640px;margin:0 auto 3.2rem}.head h2{margin-bottom:.8rem}.sub{color:var(--mut);margin:-.8rem 0 1.8rem}.head .sub{margin:0}
.pillars{display:grid;grid-template-columns:1fr 1fr;gap:2rem}
.pillar{background:#fff;border:1px solid #14281d14;border-radius:18px;overflow:hidden;box-shadow:0 20px 50px #14281d12}
.pimg{position:relative}.pimg img{aspect-ratio:16/9;object-fit:cover;width:100%}
.pimg:after{content:"";position:absolute;inset:0;background:linear-gradient(transparent 50%,#0b1a11aa)}
.pnum{position:absolute;left:1.6rem;bottom:1rem;z-index:1;font-family:Fraunces,serif;color:var(--gold);font-size:2.6rem}
.pbody{padding:2rem 2.2rem 2.4rem}.pbody h3{font-size:2.2rem;font-weight:500}
.ptag{color:var(--gold);text-transform:uppercase;letter-spacing:.2em;font-size:.75rem;font-weight:600;margin:.3rem 0 1.4rem}
.svc{list-style:none}.svc li{display:flex;flex-direction:column;padding:.85rem 0;border-top:1px solid #14281d12;cursor:pointer;transition:.2s;position:relative;padding-right:1.5rem}
.svc li:after{content:"→";position:absolute;right:0;top:.9rem;color:var(--gold);opacity:0;transition:.2s}.svc li:hover{padding-left:.4rem}.svc li:hover:after{opacity:1}
.svc b{font-weight:600}.svc span{color:var(--mut);font-size:.9rem}
.flogo{width:190px;margin-bottom:.8rem}
@media(max-width:860px){.pillars{grid-template-columns:1fr}.brand img{height:42px}.pbody{padding:1.6rem}}
.brand img{height:62px}.navin{height:84px}#menu{top:84px}@media(max-width:860px){.brand img{height:50px}}
.svc li.feat b{font-family:Fraunces,serif;font-size:1.18rem;font-weight:600}
.svc li.feat{padding-left:1rem;border-left:3px solid var(--gold);margin-bottom:.15rem;background:linear-gradient(90deg,#c8a25a12,transparent)}
.svc li.feat:hover{padding-left:1.4rem}
.svc li.feat+li:not(.feat){margin-top:.8rem}
@media(max-width:860px){
 .heroin{padding:110px 0 60px}.hero h1{font-size:2.4rem;margin:.5rem 0 1rem}.kicker{font-size:.66rem;letter-spacing:.2em;line-height:1.8}
 .lead{font-size:1.02rem}.ctas{flex-direction:column;align-items:stretch;margin:1.6rem 0}.ctas .btn{width:100%}
 .trust{flex-direction:column;gap:.35rem}.badge{padding:.5rem .9rem .5rem .6rem}
 .filters{flex-wrap:nowrap;overflow-x:auto;margin-right:-4%;padding-bottom:.4rem;scrollbar-width:none}.filters::-webkit-scrollbar{display:none}.filters button{flex:none}
 .svc li:after{opacity:.6}footer{padding-bottom:5.5rem}.head{margin-bottom:2rem}}